How it Works
When Will I See Results
You can see results from credit repair in as little as 30 to 45 days, on average, credit repair takes about three to six months. Your score should gradually improve throughout the process each time a creditor agrees to make a change in your favor. Some clients see results in 30 days and some clients’ results come back in 60 days. It all depends on your credit report and your cooperation with sending in updated credit reports.
Step One
Request Credit Report. The first step to repairing credit is to request a copy of your credit report from all 3 bureaus. When a client orders their own report, they do not suffer a hit on their score.
Step Two
Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Step Three
Third, we load all of the inaccurate, misleading, and unverifiable information into our system and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Step Four
Once the updated credit reports come back from the furnishers, we analyze the updates for any changes to the inaccurate, misleading, and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading, or unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.